This guide gives you the real 2026 numbers for cost of board and care orlando in Orlando, not generic national averages. Pricing comes from active local providers we work with; it's refreshed every 30 days.
You'll find: monthly ranges, what's included, how Medicaid / Medicare / VA benefits / long-term-care insurance reduce out-of-pocket cost, and a step-by-step on how families typically structure payment over 2–5 years.
What board & care homes means — and who it's for
Board and care suits a senior who prefers a small, homelike setting with a handful of residents and a higher caregiver-to-resident ratio over a large community.
How Florida regulates it: Small "board and care" homes in Florida are typically AHCA-licensed assisted living facilities with a handful of beds, or Adult Family Care Homes (AFCH) under Chapter 429, Part II, F.S. — a private home licensed for up to five residents. They trade amenities for a homelike, lower-cost setting.
In Orlando specifically, that means weighing the licensed options against Orlando's cost range and your family's timeline. The right choice balances care level, budget, location near AdventHealth Orlando, and how quickly you need a spot.
What board & care homes costs in Orlando (2026)
Orlando pricing runs $2,800–$4,800/month, near the metro average for Central Florida — a reflection of local real-estate and the mix of small residential homes versus larger communities.
- Assisted living (standard): $3,400–$5,400/month
- Memory care: $4,700–$6,900/month
- In-home care: $26–$38/hour
Ways Orlando families reduce the monthly figure: sharing a room, picking an intimate board-and-care house, avoiding bundled care tiers they don't need yet, and using veterans' Aid & Attendance or Florida's Medicaid long-term-care waiver when they qualify.
Orlando board & care homes: by the numbers
14 licensed adult family care homes on file in Orlando; about 64 total licensed beds; averaging 5 beds per community; the largest at 5 beds. These are real, current AHCA license counts for the area — not national estimates.
Licensed board & care homes providers in Orlando
Selected by licensed bed capacity. Pulled from Florida AHCA / FloridaHealthFinder (2026). We recommend re-checking each license at quality.healthfinder.fl.gov before signing anything.
| Provider | City | Licensed beds | AHCA license # |
|---|---|---|---|
| Bort, Aaron | Orlando | 5 beds | 6906851 |
| Bort, Edith | Orlando | 5 beds | 6906728 |
| Bort, Etta-Lynn | Orlando | 5 beds | 6906894 |
| Desroche, Yolene | Orlando | 5 beds | 6906707 |
| Guzman, David | Orlando | 5 beds | 6905765 |
| Hutchinson, Marie Denise | Orlando | 5 beds | 6906823 |
| Mayes, Jonnathan | Orlando | 5 beds | 6907081 |
| Ponce-Berenato, Carmen | Orlando | 5 beds | 6905794 |
| Francis, Joseph | Orlando | 4 beds | 6906306 |
| Hyppolite-Alphonse, Lise I | Orlando | 4 beds | 6906849 |
| Pierre, Marie | Orlando | 4 beds | 6906709 |
| Scott, Vinnette | Orlando | 4 beds | 6906521 |
What's included — and what costs extra
Usually included: a homelike room, all meals, 24/7 caregivers, and personal-care help in a small setting. Typically extra: higher-acuity care and specialized services a small home may not staff for. Request a line-item rate sheet from each Orlando community — it's the only way to compare honestly.
How fast you can move in Orlando
Plan on roughly 7–14 days for a Orlando placement: assessment, deposit, physician's order, then move-in. Memory-care and post-hospital moves can happen same-day to 72 hours when a secured bed opens. A free local advisor can tell you which Orlando communities have current openings.
Senior care in Orlando, Orange County
Orlando is Central Florida's urban core and the Orange County seat, with roughly 320,000 city residents inside a metro of 2.7 million and a fast-growing 65+ population concentrated in Dr. Phillips, College Park, Conway, and the Lake Nona Medical City corridor. As the region's medical and population hub — anchored by AdventHealth Orlando and Orlando Health ORMC, two of Florida's largest hospital systems — Orlando offers the widest range of senior care, from small residential homes to large life-plan communities.
Nearby hospitals: AdventHealth Orlando, Orlando Health Orlando Regional Medical Center (ORMC), Orlando VA Medical Center, Dr. P. Phillips Hospital (Orlando Health). Hospital nearness is a real factor in Orlando: it smooths rehab hand-offs, dementia crises, and ongoing care, so many families filter by it.
Areas families ask about: Downtown Orlando, Baldwin Park, College Park, Dr. Phillips, Lake Nona, MetroWest.
How Orlando families actually pay for care
Very few families cover senior care from a single source. In Orlando, the typical plan layers several of these, often shifting over a multi-year stay:
- Personal savings & Social Security. Most Central Florida families self-fund the first 12–24 months from savings, pensions, and monthly Social Security before tapping other sources.
- Long-term-care insurance. If a policy is in force, it can cover a large share of assisted living or home care — check the elimination period and daily benefit cap.
- VA Aid & Attendance. Eligible wartime veterans and surviving spouses can receive roughly $1,800–$2,900/month toward care — a major lever in a metro with the Orlando VA Medical Center at Lake Nona.
- Florida SMMC Long-Term Care Medicaid. Florida's Statewide Medicaid Managed Care Long-Term Care waiver covers personal care and many community-based services for those who qualify by income and assets; there is often a wait list.
- Home equity. Selling the family home or a reverse mortgage frequently funds sustained care once a parent has moved.
- Family cost-sharing. Siblings often split the monthly gap; a written agreement keeps it fair and durable.
Because Orlando board & care homes can run into the thousands per month, mapping the funding plan early — before a crisis — often saves a family tens of thousands of dollars. A free local advisor can tell you which of these you qualify for and which Orlando communities accept the SMMC waiver.
Florida programs & protections to know
Florida senior care is licensed and inspected by the Agency for Health Care Administration (AHCA); you can verify any license, inspection, and complaint history free at quality.healthfinder.fl.gov. The Department of Elder Affairs (DOEA) funds services through the local Area Agency on Aging — in Central Florida, the Senior Resource Alliance (Orange, Osceola, Seminole, Brevard); The Villages and Sumter County are served by Elder Options. Long-term-care help runs through SMMC Long-Term Care Medicaid, and residents are protected by the Long-Term Care Ombudsman and the Florida Abuse Hotline. These are the same programs our advisors help families navigate at no cost.
One more Orlando-specific note: availability shifts week to week, and the community that's full today may have an opening next month. A local advisor tracks current Orlando openings so you're never relying on a stale online listing — particularly important for board & care homes, where the right secured or higher-acuity bed can be scarce.